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Magical Smiles & Motivational Thoughts

A Free Monthly Newsletter For The Friends and Patients of Dallas Laser Dentistry

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11 Keys To Financial Happiness - Part One of Two

Dear Friends,

Ah, money! Is it the root of all evil or is it a blessing to be counted? Most people would say that would depend on how much money we're talking about!

The tips I'm giving here are good for everyone no matter how much you money have or how much you make. Money, actually the way you handle money, is one of the key ingredients to living a happy life! The ideas here are meant to be helpful and before you decide to follow any of them, be sure to consult with a financial advisor or your accountant (sounds like one of those disclaimers you here on advertisements for fitness equipment). Money Magazine and the market research firm Roper ASW conducted a study to try and determine three things. First, what influence money has on happiness, Secondly, what attitudes, habits, behaviors and knowledge separate people who are happy with their finances from those who are not. And lastly, what type of effect changing those attitudes, habits and behaviors would have on people's lives.

Attaining Financial Happiness

Their research revealed some very interesting things. Perhaps the most interesting item is that you don't have to be a millionaire (or even close) to be happy with your financial situation; surprisingly, the sweet spot for financial happiness is a household income of $50,000 per year. The median income for American families is about $44,000 per year so many people are very close to this sweets spot and many are at it or over it, yet financial happiness is a very elusive thing.